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Pru Millionaire
PRU MILLIONAIRE is single premium unit-linked plan with minimal upfront charges but with declining surrender charges for the first 5 years.
Policy year 1 - 5%
Policy year 2 - 4%
Policy year 3 - 3%
Policy year 4 - 2%
Policy year 5 - 1%
Policy year 6 and up - 0%
*Partial/Full Withdrawal Charges (% of w/drawal amt.)
Also available is PRU DOLLAR MILLIONAIRE.
There are seven funds that are currently available.
a) PruLink Bond Fund - seeks to achieve an optimal level of income in the medium term together with long-term capital growth through investments in fixed income securities and money market instruments.
b) PruLink Managed Fund - seeks to optimize medium to long-term capital and income growth through investment in fixed income securities, money market instruments and shares listed on the Philippine Stock Exchange.
c) PruLink Growth Fund - seeks to optimise medium to long-term capital and income growth, with an emphasis on strong capital growth, through a greater focus of investment in shares of stocks listed in the Philippines.
d) PruLink Equity Fund - seeks to optimise long-term capital growth, through investment in shares of stocks listed in the Philippines.
e) PruLink Dollar Bond Fund - aims to generate stable returns in US Dollar terms by investing in range of US Dollar fixed income securities. These are predominantly issued by either Republic of the Philippines or Filipino corporates. The Fund also invests in US Dollar denominated fixed income instruments issued by international entities, both sovereign and corporates.
f.) PruLink ProActive Fund - seeks to optimise medium to long-term capital income growth, with emphasis on dynamic asset allocation by fund managers through investment in fixed income securities, money market instruments and shares of stocks listed in the Philippines.
g.) PruLink Money Market Fund - seeks to provide stable return through investment in fixed income instruments issued by the Philippine government and short-term instruments such as deposit placements.
