With PruLink Exact Plus, you can maximize potential investment returns on your premiums - payable only for a limited number of years- and still enjoy life insurance protection!

 

Affordability for both PHP and USD denominations

 

You can pay for as low as PhP 2,000 (USD 40) * per month to get a coverage quoted as multiples of the annual premium!

 

* applicable for 15-pay variant only

Fixed premium paying years

 

You can choose exactly how long you want to pay for your annual premiums - 5, 7, 10 or 15 years!

 

Insurance Protection and MORE

Death Benefit

 

The sum assured plus the value of units less any policy debt are payable in the event of death of the Life Insured. Units are valued on the next pricing date following date of death. The policy then terminates.

 

Total and Permanent Disability Benefit (TPD)

This benefit advances a specified percentage of the total sum assured, i.e. basic plus additional, up to a maximum of 100%, if the Life Insured becomes totally and permanently disabled prior to age 70.

 

Loyalty Bonus Benefit

This Benefit is available only for policies with premium paying period of 15 years. An additional 10% (5% for USD) of every regular premium paid from the 11th through 15th policy years is allocated into the fund provided that the premiums have been continuously paid for the past ten years and regular premiums are paid afterwards as they fall due.

 

Optional benefits

Crisis Cover Benefit
Accidental Death & Disablement (ADD)
Payor Waiver Benefit

 

 

Flexibility

 

You can choose from any of the following funds to invest in based on your appetite for risk and returns!

 

PruLink Bond Fund
PruLink Managed Fund
PruLink Growth Fund
PruLink Equity Fund
PruLink Dollar Bond Fund

PruLink Proactive Fund

 

PLUS you can withdraw and top-up your investment starting as early as the second year!**

** provided that fund value is sufficient to accommodate withdrawals

 

Superior investment returns

Maximize potential returns from your investment with the expertise of one of Asia's most trusted fund managers, Prudential Asset Management (Singapore).