Fund Fact Sheet: 

July2010.pdf

In previous years, retirement was seen as an end to "productive" activity. It was viewed as a start of a "rest" period, and retirees were portrayed as individuals who spent most of their waking hours in rocking chairs, happily reminiscing their younger years and delighting in their grandchildren. Not any more. Many retired people want to enjoy life as fully as possible, just as they did in their younger years. While surely many retirees relish the time spent with their children and grandchildren, they likewise wish to continue pursuing their hobbies, or remain actively involved in their professions. What is important is that as a retiree, after working so hard and accumulated assets during their working life, he or she should be able to enjoy the rewards of a fully productive life.

According to the Department of Health, life expectancy for both male and females will increase as time passes. As of 2005, men and women are expected to live up to age 68 and 73, respectively. Thus, retirees have more years to enjoy their retirement and it is therefore necessary to "save" for this period, because more funds mean more activity, whether it be for business or leisure.

PruLife UK introduces a new variable life package which lets you accumulate a retirement fund in as little as 10 years - all the time enjoying life insurance protection with a critical illness benefits.

A 10-pay or 15-pay variable life packaged with Crisis Cover Benefit rider. The policyholder:

pays for a limited number of years (i.e. 10 or 15 years)

enjoys whole life coverage

PLUS Crisis Cover protection for as much as the basic life coverage.

Since this is a variable life product, the policyholder enjoys the flexibility of the product and fund accumulation through the available funds. Top-ups and Withdrawals are allowed after the first policy year PLUS the policyholder can have the choice as to where he can invest his funds.

Depending on the chosen denomination (peso or dollar), here are the funds that you can choose from:

• PruLink Bond Fund

• PruLink Managed Fund

• PruLink Growth Fund

• PruLink Equity Fund

• PruLink Dollar Bond Fund
• PruLink Proactive Fund