Pru Advance is a limited-pay whole life participating plan that provides living and death benefits. The living benefits are the withdrawable values which are taken from the policy's cash values and dividends.

Pru Advance is payable in 5, 10, 15, or 20 years. It can also be enhanced by attaching any of the available supplementary benefits or riders.

Riders that can be attached to enhance the benefits of the plan are:

• Total and Permanent Disability Rider Plus

• Accidental Death and Disablement

• Life Care Benefit Plus

• Hospital Income

• Waiver of Premium on Total and Permanent Disability

• Life Care Waiver

• Personal Accident