After years of working, saving, and striving – it's time to reap the rewards. Let Pru Life UK help you celebrate your golden years.
myDNA Pro Bundle | |
PRUlink assurance account plus | Whole life |
PRUlink exact protector |
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PRUlink elite protector series |
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PRUlink investor account plus | Single Pay |
PRUlink exact protector - low premium |
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PRUlink assurance account plus - low premium | Whole Life |
myDNA Pro Bundle | |
PRUlink assurance account plus | Up to age 100 |
PRUlink exact protector | Up to age 100 |
PRUlink elite protector series | Up to age 100 |
PRUlink investor account plus | Up to age 99 |
PRUlink exact protector - low premium | Up to age 100 |
PRUlink assurance account plus - low premium | Up to age 100 |
myDNA Pro Bundle | |
PRUlink assurance account plus | Minimum premium:
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PRUlink exact protector | Minimum premium: For peso-denominated policies:
For dollar-denominated policies:
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PRUlink elite protector series | There are flexible payment terms available depending on your need and budget:
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PRUlink investor account plus | Minimum Premium: |
PRUlink exact protector - low premium | Minimum Premium: |
PRUlink assurance account plus - low premium | Minimum annual premium: |
myDNA Pro Bundle | |
PRUlink assurance account plus | Sum assured + fund value |
PRUlink exact protector | Sum assured + fund value |
PRUlink elite protector series | Sum assured + fund value |
PRUlink investor account plus | Fund value |
PRUlink exact protector - low premium | Sum Assured + Fund Value |
PRUlink assurance account plus - low premium | Sum Assured + Fund Value |
myDNA Pro Bundle | |||||||||||||
PRUlink assurance account plus | In the event of death of the life insured, the sum of the following is payable: a. sum assured; A child’s lien, in accordance with the following schedule, is applicable to the [a] and [c] portions of the death benefit.
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PRUlink exact protector | In the event of death of the life insured, the sum of the following is payable:
A child’s lien, in accordance with the following schedule, is applicable to the [a] and [c] portions of the death benefit.
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PRUlink elite protector series | In the event of death of the life insured, the sum of the following is payable:
A child’s lien, in accordance with the following schedule, is applicable to the [a] and [c] portions of the death benefit.
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PRUlink investor account plus | For the first two (2) years from the policy effective date: (a) 125% of single premium plus 125% of all top-ups less 125% of all partial withdrawals; or (2) If death is due to causes other than accident, the death benefit is limited to return of the value of units plus initial charge, policy fee, and all insurance charges paid. If death occurs after two (2) years from policy effective date, the full death benefit is payable regardless of cause. i.e. higher of: (a) 125% of single premium plus 125% of all top-ups less 125% of all partial withdrawals; or |
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PRUlink exact protector - low premium | In the event of death of the life insured, the sum of the following is payable:
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PRUlink assurance account plus - low premium | In the event of death of the life insured, the sum of the following is payable:
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myDNA Pro Bundle | |
PRUlink assurance account plus | Accelerated Total and Permanent Disability (TPD) and Accidental Death and Disablement (ADD) (at minimum sum assured) as core benefit.
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PRUlink exact protector | Accelerated Total and Permanent Disability (TPD) and Accidental Death and Disablement (ADD) (at minimum sum assured) as core benefit.
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PRUlink elite protector series |
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PRUlink investor account plus | Not applicable |
PRUlink exact protector - low premium | Accelerated Total and Permanent Disability(TPD) and Accidental Death and Disablement (ADD) (at minimum Sum Assured) as core benefit.
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PRUlink assurance account plus - low premium | Accelerated Total and Permanent Disability (TPD) and Accidental Death and Disablement (ADD) (at minimum sum assured) as core benefit.
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myDNA Pro Bundle | |
PRUlink assurance account plus | • Accelerated Life Care Benefit (LCB) – advances the benefit amount from the basic sum assured if the life insured has been diagnosed to be suffering from any of the 36 critical illnesses or has undergone surgery due to critical illness • Life Care Plus (LC Plus) – pays the benefit amount if the life insured has been diagnosed to be suffering from any of the 36 critical illnesses or has undergone surgery due to critical illness, while keeping the basic sum assured intact • Multiple Life Care Plus (MLCP) – a benefit that pays multiple critical illness claim paid on top of the basic insurance cover • Life Care Advance Plus (LCAP) – a benefit that pays an additional amount on top of the basic insurance cover upon early detection of any of the 10 listed critical illness • Payor Term – pays the benefit amount if the Payor dies • Personal Accident – indemnifies the insured for injury or death due to accident • Hospital Income Benefit – provides daily and lump sum cash benefits to the life insured to cover the cost of hospitalization due to injury or illness • Payor Waiver – waives all future premiums until the expiry date of premium payment term if the Payor becomes totally and permanently disabled • Life Care Waiver (LCW) – waives all future premiums until the expiry date of premium paying term if life insured is diagnosed to be suffering from any of the critical illnesses or has undergone surgery due to critical illness covered under LCB • Waiver of Premium on Total and Permanent Disability – waives all future premiums until the expiry date of premium payment term if the life insured becomes totally and permanently disabled due to bodily injury or disease |
PRUlink exact protector | Optional riders include: Protection against accident, death, and disability
Protection against critical illness
Protection against hospital expenses
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PRUlink elite protector series | Protection against accident, death, and disability
Protection against hospital expenses
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PRUlink investor account plus | • Non-accelerated Total & Permanent Disability If the life insured becomes totally & permanently disabled due to bodily injury or disease before the policy anniversary immediately following the 70th birthday of the insured, the Non-Accelerated TPD benefit will be paid. Benefit amount is at least 100% of the Singe Premium. Occupational rating, if any, will still apply for this rider. • Personal Accident*
Occupational rating, if any, will still apply for this rider. • Additional Term Rider Provides additional death benefit equal to 100% of the Single Premium if life insured dies before the age of 75. The GIO provision will apply for this rider. |
PRUlink exact protector - low premium | Optional riders include: Protection against accident, death, and disability • Personal Accident - indemnifies the insured for injury or death due to accident Protection against critical illness • Crisis Cover Benefit (CCB) – advances the benefit amount from the basic sum assured if the life insured has been diagnosed to be suffering from any of the 15 pre-identified critical illnesses or has undergone surgery due to critical illness Protection against hospital expenses • Hospital Income Benefits - provides daily and lump sum cash benefits to the life insured to cover the cost of hospitalization due to injury or illness |
PRUlink assurance account plus - low premium | Optional riders include:
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Build financial security and safeguard what matters most to you during life’s uncertainties.
Whether you're trying to start your own business or saving up for that dream vacation, Pru Life UK is here to help you hit your goals so you can live in the now and still be secure in your future.
After years of working, saving, and striving – it's time to reap the rewards. Let Pru Life UK help you celebrate your golden years.
We take pride in offering you superior protection with a selection of funds managed by Eastspring Investments (Singapore) Limited.