Maximize the value of your investment component through a significantly lower initial charge of 0.5%.
Pay once and get issued a plan with no medical requirements necessary.
Flexibility at its finest with four (4) free fund switches and the option to top up anytime.
Enjoy PHP or USD cash payouts when you invest in PRULink Cash Flow Fund.
Product Features
Enjoy the ease of availing this product through one-time payment and the option to top up on the investment component anytime.
The duration of the coverage is up to 100 years(or up to age 100 of insured).
The plan is eligible for applicants from 0 to 70 years old for the insured, 18 to 99 years old for the policy owner.
Payment starts at PhP 1,000,000.00
Death benefit - 125% of single premium plus 125% of top-ups less 125% of all partial withdrawals or the fund value, whichever is higher
Maturity benefit - fund value
Peso funds | Dollar funds |
|---|---|
PRULink Bond Fund | PRULink Dollar Bond Fund |
PRULink Managed Fund | PRULink Asian Local Bond Fund |
PRULink Growth Fund | PRULink Cash Flow Fund |
PRULink Proactive Fund | PRULink Dollar Cash Flow Fund Plus |
PRULink Equity Fund | PRULink Asian Balanced Fund |
PRULink Money Market Fund | PRULink Asia Pacific Equity Fund |
PRULink Cash Flow Fund Plus – PhP Hedged Share | PRULink Global Emerging Markets Dynamic Fund |
PRULink Global Market Navigator Fund | PRULink Strategic Income Fund |
PRULink Equity Index Tracker Fund
| |
| PRULink Strategic Income Fund |
Learn more about the PRULink funds that you can select for this product
It is important to assess your financial appetite and capability prior to getting a plan in order to ensure that you are able to maintain your policy and maximize the benefits of your life insurance plan.
As an investment-linked insurance plan, the policy sustainability and fund values projected in PRUMillionaire quotations are merely predictions or estimations. They are not guaranteed results of the future.
The terms & conditions (T&C) for PRUMillionaire may be different from other products, hence, please make sure to read the applicable T&C, which is also embedded in the relevant policy contract or policy booklet for details.
Investment component of your life insurance policy
Past performance is not necessarily a guide to future performance. The levels and bases of, and relief from, taxation can change. The value of any tax relief referred to depends upon the individual circumstances of the investor. For investments that can fluctuate in value, values may fall as well as rise and an investor may not get back the amount invested.
Premium - a specified amount of money that you pay in exchange for the coverage provided by your insurance plan
Fund switch - old units in the old fund of choice will be sold and used to buy the units of the new fund, effectively changing the fund your premium is invested in
Fund value - the accumulated amount of cash that you can potentially earn over a period of time from the investment component of your investment-linked life insurance plan
Top up - an additional payment on top of the regular premium
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