Guaranteed 11% annual payouts
Receive a predictable cashflow of 11% of annual premium as yearly payout from the end of Year 3 until maturity, helping support your lifestyle needs and milestones.
Death Benefit – your beneficiaries will receive 220% of the annual premium as life insurance coverage when the life insured dies within 10-year policy term except if death is due to non-accidental causes. If non-accidental death happens within the first two (2) years from policy issuance date or last reinstatement date, beneficiaries will receive death benefit equal to total premiums paid.
Maturity Benefit – you will receive 100% of the total annual premium paid if you ( the life insured) is alive and the policy remains in-force at the end of the 10-year coverage period. Outstanding policy loans and interest, if any, will be deducted.
Guaranteed Annual Payouts – you will get guaranteed payout equal to 11% of the annual premium and payable every policy anniversary until policy maturity starting from the end of year 3, as long as the life insured is alive. This may be reduced by any outstanding policy loans and accrued interest.
Guaranteed Insurability Offer– you will enjoy a straightforward and hassle-free application, making it easier to secure coverage quickly without the hassle of medical exam.
