Benefits you can count on

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    Guaranteed 5% net annual cash payouts for 10 years

    Receive assured yearly payouts equivalent to 5%³ of the single premium paid.

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    Guaranteed 100% full premium back after 10 years

    Get your full single premium paid as a lump sum³ regardless of market conditions.

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    Guaranteed 110% insurance coverage

    Give your loved ones 110% of the single premium paid as financial security in case you pass away.

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    Access to cash value

    Make a loan² from your plan's built-up cash value when you need extra funds

1 All percentages are based on the single premium paid.

2 Any outstanding loans and interest on the cash value may reduce your death benefit, maturity benefit, or annual payouts. If the total loan amount exceeds your policy cash value, the policy will end automatically.

3 The annual payout and the full premium back are guaranteed if the policy is in force and the life insured is alive on each policy anniversary and at maturity.

To receive the full benefits of your policy, it’s essential to keep it in force through entire term period

Learn more about the product

1. Death Benefit – Your beneficiaries will receive the guaranteed death benefit equal to 110% of the single premium in case of your demise. Outstanding policy loans and interest, if any, will be deducted. 

2. Maturity Benefit – You will receive 100% of the single premium paid if you (the life insured) is alive and the policy remains in-force at the end of the 10-year coverage period. Outstanding policy loans and interest, if any, will be deducted. 

3. Guaranteed Cash Payouts – You will get guaranteed payouts equal to 5% of the single premium and payable every policy anniversary until policy maturity date as long as the life insured is alive.

This may be reduced by any outstanding policy loans and accrued interest.

4. Access to Cash Values – Your policy automatically build cash value over time, giving you flexibility to access extra funds when needed.

Product Features

Payment term
Single pay

Payment frequency
One time

Duration of coverage
10 years

Age requirement
Insured: 7 days to 70 years old
Policyowner: At least 18 years old

Minimum sum assured
Php 500,000 for insured ages 7 days to 59 years old
Php 3,000,000 for insured ages 60 to 70 years old