#MakeMoneyDoMore 

1. The Contest is open to individuals who are at least eighteen (18) years old, residing in the Philippines, and have a valid public social media account during the Contest Period.

2. To qualify, participants must complete all of the following requirements during the Contest Period:

   • Post an original TikTok or Facebook entry sharing an effective financial hack, money-saving strategy, "sulit" purchase, or financial product or solution that helped them grow, save, or maximize their money. Examples: "I invested in bonds that earned higher interest rates." "With insurance, I received guaranteed payouts and protection." "I save more through the rewards and cashback features of my debit card."

   • These examples are illustrative only. Participants may share any genuine experience that complies with these Terms and Conditions.

   • Include the hashtags #MakeMoneyDoMore, #PruLifeUK, and #PRULoveWealthDirect.
   • Tag three (3) people in the post.
     
   • Set the social media account to public at the time of submission and until winner validation has been completed.
     
     
3. No purchase or payment is required to participate in the Contest.
   
   
4. Only original entries created and published by the participant during the Contest Period shall be accepted. Entries that contain plagiarized, copied, or third-party content, without proper authorization, will be disqualified.
   
   
5. Multiple entries are permitted, provided each entry contains substantially different content and complies with all Contest requirements. Pru Life UK reserves the right to determine whether entries are unique and valid.
   
   
6. One can join either Facebook, TikTok, or both.
   
   
7. Entries containing false claims, misleading information, offensive language, discriminatory content, political statements, illegal activities, or content that may damage the reputation of Pru Life UK or any third party shall be disqualified.
   
   
8. Participants must own or have rights to all content submitted, including photographs, videos, and other materials included in the ‘entry.
   
   
9. Participants are responsible for ensuring that their social media account remains publicly accessible throughout the validation period. Entries that cannot be verified because of privacy settings may be disqualified.
   
   
10. Employees, financial advisors, agents, representatives, contractors, suppliers, and agencies directly involved in the development, administration, judging, validation, and fulfillment of the Contest, together with their relatives up to the second degree of consanguinity or affinity, are disqualified from joining.

By participating in the Contest, participants agree to the collection and processing of personal information necessary for Contest administration, validation, winner notification, and prize fulfillment in accordance with applicable data privacy laws and Pru Life UK's Privacy Notice. Winners may be requested to provide additional consent for the publication of their name, likeness, photograph, testimonial, or related promotional materials.

Raffle Prizes

• One (1) Grand Prize Winner:
  • PHP30,000 GCash Credit
• Three (3) Winners each for Facebook and TikTok
  • PHP 5,000 Klook Gift Certificate each

Best Advice Awards

• Three (3) Winners each for Facebook and TikTok
  • PHP 5,000 electronic Gift Certificate each

1. Raffle Draw Winners. Eligible and validated entries will be included in a random electronic raffle draw to be conducted under the supervision of authorized representatives of Pru Life UK on a date to be announced following the end of the Contest Period.

2. Best Advice Winners. Three (3) entries will be selected by a panel composed of authorized representatives from Pru Life UK, based on the following criteria: 
   
   Effectiveness of advice 30%
   Authenticity 20%
   Relevance 30%, 
   Engaging 20%

3. One can only win once. If your name is drawn twice or selected as Best Advice, you will get the prize with the higher value.
   
   
4. Pru Life UK reserves the right to verify the authenticity and eligibility of all entries before determining the final winners.
   
   
5. Decisions regarding eligibility, validation, winner selection, and prize awarding shall be final, subject to applicable laws and regulations.

1. Winners will be notified through direct message and tagged in the Pru Life UK official Facebook and TikTok account’s announcement post within fifteen (15) business days from the date of announcement. News, information, or announcement about the contest or winners from any other source besides the official Pru Life UK accounts will not be acknowledged.
   
   
2. Winners must respond and provide all documentary requirements within fifteen (15) calendar days from the date of receiving the direct message from Pru Life UK.
   
   
3. Failure to respond, submit complete requirements, or comply with validation procedures within the prescribed period shall result in prize forfeiture.

To claim a prize, winners will be required to submit:

• Valid government-issued identification;

• Signed acknowledgment receipt from Pru Life UK;

• Signed waiver and quitclaim from Pru Life UK;

• Proof of ownership of the social media account used to join the Contest; 

• Data Privacy consent; and

• Other reasonable documents required for verification and prize fulfillment.

1. Pru Life UK reserves the right to disqualify entries that are incomplete, fraudulent, generated through unauthorized means, or otherwise inconsistent with the approved mechanics.
   
   
2. All prizes are non-transferable and non-convertible to cash unless expressly required by law.
   
   
3. Prizes may not be substituted, exchanged, or reassigned at the request of the winner.
   
   
4. Any taxes, fees, charges, or expenses not expressly included in the prize package shall be the sole responsibility of the winner.

1. By joining the Contest, participants represent that their entries are original and do not infringe upon the rights of any third party.
   
   
2. By joining the contest, participants grant Pru Life UK a non-exclusive, royalty-free right to repost, share, publish, reproduce, and use submitted entries for promotional, marketing, public relations, and campaign-related purposes, subject to applicable laws and company policies.
   
   
3. Pru Life UK shall not be responsible for technical interruptions, internet failures, platform outages, unauthorized access, or any circumstances beyond its reasonable control that may affect participation in the Contest.
   
   
4. Meta, Facebook, Instagram, TikTok, X, and other social media platforms are not sponsors, administrators, or endorsers of this Contest.

1. What is the #MakeMoneyDoMore Social Media Contest?
   It is a social media campaign that encourages participants to share effective financial hacks, money-saving tips, and experiences that helped them get more value from their money for a chance to win exciting prizes.
   
   
2. Who can join? 
   Individuals who are at least eighteen (18) years old, reside in the Philippines, and comply with all Contest requirements during the Contest Period. Employees, financial advisors, agents, representatives, contractors, suppliers, and agencies directly involved in the development, administration, judging, validation, and fulfillment of the Contest, together with their relatives up to the second degree of consanguinity or affinity, are disqualified from joining.
   
   
3. How do I join? 
   Create a public social media post on Facebook or TikTok, sharing a financial hack, money-saving strategy, "sulit" purchase, or experience that helped your money do more. Include the hashtags #MakeMoneyDoMore, #PruLifeUK, and #PRULoveWealthDirect, and tag three (3) people.
   
   
4. Can I submit more than one entry? 
   Yes. Multiple entries are allowed, provided each submission contains materially different content and complies with all Contest requirements. However, you can only win once. If your name is drawn twice or selected as Best Advice, you will get the prize with the higher value.
   
   
5. Do I need to purchase a product to join?
   No purchase or payment is required to participate in the Contest.
   
   
6. What happens if my account is private?
   Entries from private accounts may not be validated and will be disqualified.
   
   
7. How will winners be selected?
   Raffle prize winners will be selected through a random electronic draw. Best Advice winners will be selected by authorized representatives of Pru Life, UK based on the following criteria:
   
   Effectiveness of advice 30%
   Authenticity 20%
   Relevance 30%
   Engaging 20%
   
   
8. How will I know if I win? 
   Winners will be contacted through direct message and tagged in the Pru Life UK official Facebook and TikTok account’s announcement post. News, information, or announcement about the contest or winners from any other source besides the official Pru Life UK accounts will not be acknowledged.
   
   
9. What documents will I need if I win?
   You need to submit a valid government-issued ID, proof of account ownership, waiver and quitclaim, and other supporting documents as may be required for verification.
   
   
10. Can prizes be converted to cash?
    No. Prizes are non-transferable and non-convertible to cash, unless otherwise required by law.
    
    
11. Can Pru Life UK use my entry in future marketing materials?
    Yes. By participating, you grant Pru Life UK the right to repost, share, publish, and use your entry for promotional and marketing purposes, subject to applicable laws and privacy requirements. You also consent to be contacted for prize fulfillment, survey, or possible marketing collaboration.