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Pru PA Junior
Accident and Disability

PRUPersonal Accident - Junior

PRUPersonal Accident - Junior (PA Junior) is a yearly renewable packaged protection plan designed to cover children/students for injury or death due to accident.

Product features

Payment term

Pay for your child’s or your plan for one year, with the option to enroll in automatic renewal

Coverage Period        

Coverage period is 12 months from Coverage Start Date

Plan Benefits   

Choose among these packages and take advantage of its benefit/s:

  • PACKAGE 1:
    • Php 30,000 Accidental Death and Disablement/Dismemberment (ADD)*
    • 5% of ADD – Renewal Bonus Benefit
    • Php 5,000 Burial Benefit
    • Php 30,000 Field Trip Coverage
    • Php 3,000 Accidental Medical Reimbursement Benefit (FULL PACKAGE)
    • Php 250 Hospital Income Benefit (FULL PACKAGE)
  • PACKAGE 2:
    • Php 50,000 Accidental Death and Disablement/Dismemberment*
    • 5% of ADD – Renewal Bonus Benefit
    • Php 5,000 Burial Benefit
    • Php 50,000 Field Trip Coverage
    • Php 5,000 Accidental Medical Reimbursement Benefit (FULL PACKAGE)
    • Php 250 Hospital Income Benefit (FULL PACKAGE)
  • PACKAGE 3:
    • Php 100,000 Accidental Death and Disablement/Dismemberment*
    • 5% of ADD – Renewal Bonus Benefit
    • Php 5,000 Burial Benefit
    • Php 100,000 Field Trip Coverage
    • Php 5,000 Accidental Medical Reimbursement Benefit (FULL PACKAGE)
    • Php 500 Hospital Income Benefit (FULL PACKAGE)
  • PACKAGE 4:
    • Php 200,000 Accidental Death and Disablement/Dismemberment*
    • 5% of ADD – Renewal Bonus Benefit
    • Php 5,000 Burial Benefit
    • Php 200,000 Field Trip Coverage
    • Php 5,000 Accidental Medical Reimbursement Benefit (FULL PACKAGE)
    • Php 500 Hospital Income Benefit (FULL PACKAGE)

 

*The specified percentage of the ADD Benefit will be paid according to the Schedule of Coverage indicated in the Policy Contract. The range is from 1% to 100% of ADD Benefit .

 

Note: Corresponding benefit amounts for Accidental Medical Reimbursement and Hospital Income Benefit will only be available for PRUPersonal Junior Full Package.

Learn more about the Product

Eligibility Requirements

 For the Policyowner

  1. Must be at least 18 years old at the time of application.
  2. Must be a Filipino citizen residing in the Philippines at the time of application.
  3. Must own a credit or debit card (VISA/Mastercard/JCB) or an e-wallet like GCash or Grab Pay under his/her name.

 

For the Life Assured 

  1. Must either be the Policyowner or the child of the Policyowner. 
  2. If Life Assured is the Policyowner, he/she must be a student and 18-22 years old; if Life Assured is the child of the Policyowner, the child must be 5-17 years old. 
  3. Must be a Filipino citizen residing in the Philippines at the time of application.
  4. Must:
    1. be in good health; 
    2. have no physical or medical impairment;
    3. not have, in the last five (5) years, consulted, nor been treated or examined for more than two (2) weeks by a doctor for any disease or injury, and not have undergone any medical diagnostic test or procedure, other than for routine pre-employment purposes; and 
    4. not have been confined in a hospital for any length of time or had any surgical procedure. 

 

Important Considerations
  1.  Coverage Exclusions and Limitations - This plan has other conditions and exclusions that may affect the payment of the insurance proceeds. You may refer to the Product Terms and Conditions for the full details.
  2. Free-look Period - You will be given a period of fifteen (15) days from your Policy Receipt Date to review your Policy. This is called the Free Look Period. If you decide that this Policy is not suitable to your needs and wish to cancel it, you must immediately notify us through My Policies within the Free Look Period. Pru Life UK will refund the premium you paid in full upon completion of the processing of your cancellation request.
  3. Other Things to Remember - PRUPersonal Accident - Junior is available through various product distribution channels of Pru Life UK. The policy premium, including cost of distribution and services, will be the same whether you purchase on PRUShoppe or through a licensed Pru Life UK insurance agent. Should you need a higher coverage not in the online packages, our insurance agent can provide assistance and guide you in your journey.
Frequently Asked Questions