PRUlife your term

Your affordable yearly renewable term insurance customizable to fit your protection and investment needs.

  • Affordable - Enjoy at least PhP 3 million* coverage for the listed premiums below.
  • Renewable - Yearly renewable coverage until age 89 without need for proof of good health.
  • Upgradable
    • Dodge the financial blow of accident, disability and critical illness. Choose among a wide array of supplemental benefits for a more comprehensive coverage.
    • Make your money work harder for you. Attach the Variable Life Rider for as low as PhP 5,000 per year to add an investment component to your insurance.
    • Upgrade to a plan that fits your long-term financial goals. Starting on the second year of your plan, you may switch to any of Pru Life UK’s INSURAVEST (investment-linked life insurance), whole-life or endowment products without submitting proof of good health.

*sample coverage computation for 30-year-old female

Product highlights

PRUlife your term highlight - affordable

For as low as PhP 8,000

PRUlife your term highlight - yearly renewable

Until age 89

PRUlife your term highlight - upgradable

With supplemental benefits

Coverage period

One year coverage term; yearly renewable up to age 89

Issue age

0 to 79 years old


Issue age

Minimum base annual premium

0-39 years old

PhP 8,000

40-59 years old

PhP 15,000

60-79 years old

PhP 35,000

Death benefit

Beneficiaries will receive the sum assured in lump sum.

Optional benefits

Protection against accidental death and disability

  • Accelerated Total and Permanent Disability Benefit
  • Waiver of Premium due to Total and Permanent Disability
  • Accidental Death and Disablement Benefit
  • Personal Accident Benefit
  • Payor Waiver

Protection against hospitalization

  • Hospital Income

Protection against critical illnesses

  • Accelerated Life Care benefit
  • Life Care Waiver

Wealth accumulation

  • Variable Life Rider
For more information

You may download the PRUlife your term brochure here.

Product Enquiry

For more information and special offers.

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