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Health Insurance

PRU Life Care Plus

PRU Life Care Plus is a health insurance product that provides cash benefits to help cover the cost for treatment of critical illnesses.

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Product features

Payment terms

Pay for your plan for one year, with the option to renew up to age 70.

Duration of coverage

The duration of the coverage is one year, with the option to renew up to age 70.

Age requirement

The plan is eligible for applicants from 18 to 65 years old.

Minimum sum assured

PhP 250,000

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Core benefits

A cash benefit will be paid to the insured who has been diagnosed with or has undergone surgery due to any of the 36 critical illnesses covered by Pru Life UK.

Other information

Optional benefits disclaimer

Important Considerations

  1. Pre-existing Conditions - medical conditions, injuries or illnesses that you already have before purchasing this plan will not be covered.

  2. Waiting Period - the critical illness benefits of this plan are available after 90 days from policy effectivity date.

  3. Plan Exclusions - this plan has other conditions and exclusions that may affect the payment of the insurance proceeds.

  4. Free-look Period - you have 15 days from the date you receive your policy booklet to decide if this plan is for you. If you advise us that you wish to discontinue your coverage within this period, we will refund the premium that you paid in full.

Definition of terms

Premium - a specified amount of money that you pay in exchange for the coverage provided by your insurance plan

Sum assured - the guaranteed amount stated on the policy contract that the policyowner or beneficiary will receive upon  the occurrence of an event, e.g. death