Executive Committee

Sanjay Chakrabarty is Pru Life UK’s President & Chief Executive Officer (CEO).

Mr. Chakrabarty has deep knowledge of the banking and insurance sectors, having worked across multiple Asian markets for the past 26 years.

He has been with Prudential since 2014 and has worked as the CEO of Prudential Cambodia and Prudential’s Cambodia-Laos-Myanmar Hub. In these roles, he has successfully led a cross-markets team, implementing several strategic initiatives with material impact in all three markets.

Driving innovation and growth, Mr. Chakrabarty reinstated Prudential’s Cambodia business to #1 position in the market. He is deeply committed to driving a customer-centric approach, and to creating a culture of excellence that attracts and retains the best talent.

He started his career with Citibank, India, in 1997. He has also worked for Citibank in Japan and Korea between 2004-2014, heading several functions spanning risk and business. At Prudential, he has served as CEO of Prudential Vietnam Finance Company and as Chief Commercial Officer at Prudential Vietnam. Before moving to Cambodia with Prudential in 2020, he also spent time as Deputy CEO and Head of Consumer Banking at Orient Commercial Joint Stock Bank in Vietnam.

Mr. Chakrabarty holds a Masters degree in Statistics from the Indian Statistical Institute and enjoys reading history in his free time.

Smriti Bhargava has a 17-year career in the insurance industry, beginning at ICICI Prudential in India in 2006.

Before joining Pru Life UK, Smriti led successful digital convergence across three countries, creating an efficient and scalable model as Chief Transformation Officer of Prudential Cambodia Life Assurance and the Cambodia-Laos-Myanmar Hub (CLM Hub).

She has diverse experience in actuarial science, data analytics, and technology-driven transformation, which has driven customer growth and expanded the market reach of Prudential CLM.

Ms. Bhargava holds a degree in Mathematics from Lady Shri Ram College in Delhi, India.

Francis Ortega is currently Pru Life UK’s Executive Vice President and Chief Financial Officer. He joined the company as Head of Pricing and Product Development in 2007 and led the development of its long line of innovative and profitable products. He has also helped manage the agency compensation structure and set up the distribution agreement for several bank partners. In 2011, he ascended to the role of Chief Actuary and oversaw all areas of the actuarial function which covers financial reporting, pricing, research, and risk management. He was appointed as Chief Financial Officer in 2019 leading both the Actuarial and Finance operations.

Mr. Ortega is a Fellow of the Actuarial Society of the Philippines and the Life Management Institute. His more than 25 years of experience in the life insurance industry began with a large multinational life insurance company where he gained experience in various actuarial roles prior to joining Pru Life UK. He graduated Cum Laude from the University of Santo Tomas with a Bachelor’s degree in Mathematics, major in Actuarial Science, and has been awarded as one of the 2015 TOTAL (The Outstanding Thomasian Alumni) awardees.

Rina Velasquez has over 20 years of experience working in multinational life insurance companies in the areas of product development and pricing, valuation, financial reporting and experience studies, and corporate planning.  Prior to joining Pru Life UK, she was Chief Actuary at FWD, and VP and Actuary at Manulife and Philamlife.  She joined the Company in 2018 as Vice President for Operational and Enterprise Risk Management and was appointed in 2019 as Senior Vice President & Chief Risk Officer.

Ms. Velasquez is a Fellow of the Actuarial Society of the Philippines and the Life Office Management Institute. She holds a Bachelor of Science degree in Statistics from the University of the Philippines - Diliman.

Paul Anthony Mandal has 25 years of experience in the financial sector, with 20 years dedicated to the insurance industry.

His expertise spans beyond Legal Advisory and Litigation to include Corporate Governance, Compliance, Operations, and Agency Training. He has been actively involved in numerous Corporate Social Responsibility activities, ranging from community building and human rights to financial literacy programs.

He holds a Juris Doctor degree from the Ateneo Law School and a Bachelor of Science in Business Economics from the University of the Philippines.

Mr. Mandal is a former officer of the Life Insurance Claims Association of the Philippines (LICAP). 

Glolibeth Villahermosa has over 25 years of extensive experience in different fields of actuarial work. Her experience spans product development and pricing, capital management and valuation, corporate planning and client advisory. 

As Chief Actuary, she has oversight on internal and external reporting, risk management, valuation and risk models, experience analysis, inforce portfolio management and assumptions setting. As a member of the Executive Committee, she guides the formation and execution of strategic initiatives, provides advice on current and emerging risks, and drives opportunities for growth.

Ms. Villahermosa is a Fellow of the Actuarial Society of the Philippines and holds a Masters degree in Mathematics from the University of the Philippines – Diliman.

Rozanne Magararu brings over 20 years of expertise in the life insurance sector, where she has been a key driver of change and innovation.

She spearheaded the development and launch of the first e-commerce insurance mobile app in the Philippines with Singlife. This platform revolutionised the way customers purchase insurance, offering a seamless digital experience and making insurance products more accessible and convenient.

She also held senior positions at AIA and AXA, where she led key areas such as Customer Strategy, Product Management, and Branding & Communications. Her leadership has been marked by initiatives that significantly improved customer experience, operational efficiency, and organisational growth.

Ms. Magararu holds a double degree in Political Science and Management of Financial Institutions from De La Salle University.

Rashelle Cejo has over 25 years of Human Resources experience with various leading companies. She has held senior leadership roles at RELX Reed Elsevier and LexisNexis, where she led People and Business strategies across Asia. She headed the establishment of three major shared services centers for Manulife Financial, Reed Elsevier, and Cisive Philippines, significantly enhancing transformational initiatives and operational excellence.

She holds advanced certifications in Chief Human Resources Officer Leadership from the Asian Institute of Management (2024) and Enterprising Leadership from Harvard University (2022).

Ms. Cejo earned her Bachelor’s Degree in Legal Management from the University of Santo Tomas and has pursued studies in law.