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myDNA Pro Bundle

The myDNA Pro Bundle is an exclusive product offering of Pru Life UK that provides a total insurance package with the following benefits:

  • Life and wealth protection through insuravest, or investment-linked life insurance plans
  • Ready fund in case of hospitalization, critical illness and accident through the accident and health riders
  • Compass for healthy life through myDNA Pro

Send us a message below to know more about myDNA Pro Bundle.

Product highlights

Life-and-wealth-protection

emergency-fund

dna-based

Insuravest packages

Choose among the three insuravest that best fit your needs and budget:

PRUlink assurance account plus myDNA Pro Bundle

  • Get a comprehensive insurance coverage out of your hard-earned money for an affordable minimum total annual premium of PhP 70,000/USD 1,400 (payable up to age 100).

PRUlink exact protector myDNA Pro Bundle (5, 7, 10, and 15-pay)

  • For a minimum total annual premium of PhP 70,000/USD 1,400, this package will allow you to have lifetime insurance coverage and accumulate wealth while paying for a limited time of 5, 7, 10 or 15 years only.

PRUlink elite protector myDNA Pro Bundle (5, 7, 10, and 15-pay)

  • Also payable in 5, 7, 10 or 15 years for a minimum total annual premium of PhP 75,000/USD 1,700, this package is designed for those with medium- to long-term savings and protection goals. The high allocation of premium in the investment component and the low premium charges help you achieve your financial goals faster.

Note: Plans purchased under monthly mode are not qualified to avail of the myDNA Pro product bundles.

myDNA Pro Bundle Riders

Power up your insuravest with the following additional benefits:

Rider Description
Accelerated Total and Permanent Disability (ATPD) Receive lump sum cash if you become totally and permanently disabled due to bodily injury or disease
Accidental Death and Disablement (ADD) Receive additional cash benefit in case of accidental death, disablement or dismemberment
Waiver of Premium due to Total and Permanent Disability (WPTPD) Have your subsequent premiums fully waived until the benefit expiration or until premium term is over, whichever comes first, when you become totally and permanently disabled due to bodily injury or diease
Daily Hospital Income (DHI)

Daily Hospital Income (DHI)

A hospital income rider that pays daily cash benefit for each day of hospital confinement due to an accident or illness up to 365 days.

DHI may be upgraded by adding other riders such as:

  • Intensive Care Unit (ICU)
  • Long-term Hospitalization (LTH) and/or
  • Surgical Expense Reimbursement (SER)
Life Care Plus (LCP)

Life Care Plus (LCP)

Receive lump sum cash when you are diagnosed with or have undergone surgery due to any of the covered thirty-six (36) critical illnesses.

LCP may be changed to either of the following critical illness riders:

  • Multiple Life Care Plus (MLCP)
  • Life Care Advance Plus (LCAP)
  • Life Care Benefit (LCB)

These riders may also be added to LCP.

Multiple Life Care Plus

  • A rider that pays up to three (3) critical illness incidences
  • Covers the same thirty-six (36) critical illnesses covered by LCP which are categorized into three (3) groups. You are allowed to make up to three (3) claims provided that all three (3) claims belong to different groups. 
  • If you are diagnosed to undergo Angioplasty and other invasive treatment for Coronary Artery before the first critical illness claim, Pru Life UK pays an additional benefit equal to ten percent (10%) of the MLCP Benefit.

Life Care Advance Plus

  • A rider that advances 25% of the sum assured if the insured is diagnosed with any of the ten (10) identified early stage critical illnesses. This can be availed up to four (4) times.
  • Additional special benefits:
    • ten percent (10%) of sum assured if diagnosed with Angioplasty and other invasive treatment for Coronary Artery
    • twenty percent (20%) of sum assured if diagnosed with diabetic complications
    • twenty percent (20%) of sum assured if diagnosed with advanced stage cancer

Life Care Benefit

  • Receive lump sum cash when you are diagnosed with any of the covered thirty-six (36) critical illnesses.  Your base plan sum assured will be reduced correspondingly once the rider benefit is claimed. 

 

The myDNA Pro Program

myDNA Pro is a DNA-based, personalized precision health program specifically designed to help customers identify and reduce the “3 Highs” of health risks (i.e. Type 2 diabetes, high blood pressure, high cholesterol). This program also comes with a dedicated myDNA Pro mobile app featuring guidance from a personal health coach and a unique 16-week Lifestyle Intervention Program to help achieve a healthier lifestyle.

myDNA Pro is a proprietary precision health program developed by Prenetics Limited (“Prenetics”), a leading genetic testing company based in Hong Kong.

With myDNA Pro, you will have access to the following benefits:

A comprehensive DNA report

  • Personalized 28 page Health Risk Report and 44 page Nutrigenomics report
  • Highlights of the report may also be viewed on-the-go with myDNA Pro mobile app

Exclusive 12-month access to myDNA Pro mobile application

  • Set fitness goals, get diet recommendations, and log food photos for real-time calorie count
  • Chat on-demand with a health coach and receive diet and nutrition support
  • Gain access to customized exercise videos
  • Get rewarded with great prizes in the monthly lucky draw
  • Receive health and fitness merchant discounts
  • 16-week lesson plan carefully guided by your health coach

Free 30-minute phone consultation with health coach

  • Dedicated to help you understand your results and provide actionable recommendations in your journey to health
Acquiring the myDNA Pro Bundle

Requirements:

  • Must be 18 years old or above at the time of application;
  • Must have a valid mobile number, email and mailing address registered with Pru Life UK;
  • Must be named as the Policyowner of an eligible plan; and 
  • Must have obtained an eligible plan and paid in full the first year premium thereof as follows:  

*Plans purchased under the monthly mode are not qualified to avail of the myDNA Pro product bundles.

Payment Mode Qualification
Annual mode has paid the 1st year annual premium
Semi-annual mode has paid the 2nd semi-annual premium
Quarterly mode has paid the 1st up to the 4th quarterly premiums


Sample package:

*Female, 30 years old

Products Benefit Amount Premium
PRUlink exact protector 15 PhP 1,500,000 PhP 73,070
Rider Bundle
Accelerated Total and Permanent Disability (ATPD) PhP 60,000
Accidental Death and Disablement (ADD) PhP 165,000
Waiver of Premium due to Total and Permanent Disability (WPTPD) PhP 73,070
Daily Hospital Income (DHI) PhP 1,000
Life Care Plus (LCP) PhP 165,000
Total annual premium PhP 73,070
 
Contact us

For more information on the myDNA Pro Program and how to avail of it, you may send us a message below and we'll get in touch with you. You may also call our Customer Hotlines at (+632) 887 5433 (Metro Manila) or domestic toll-free at 1 800 10 7785465 (PLDT landline only).

For the complete terms and conditions, please visit https://www.prulifeuk.com.ph/mydnapro/mechanics.html.

Product Enquiry

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