Product comparison

To get a life insurance plan that best suits your needs, we have provided you with a convenient tool that enables you to easily make a product comparison.

PRULink Assurance Account Plus

Up to age 100

PRU Life Care Series for Critical Illness

One (1) year coverage; renewable up to age 70

PRUShield

One (1) year coverage: renewable up to age 65

PRUWellness

One (1) year coverage; renewable up to age 65

PRU Personal Accident

One (1) year coverage; renewable up to age 70

PRULink Assurance Account Plus

0 (7 days) to 70 years old

PRU Life Care Series for Critical Illness

18 to 64 years old

PRUShield

18 to 64 years old

PRUWellness

18 to 64 years old

PRU Personal Accident

5 to 64 years old

PRULink Assurance Account Plus

Premium starts at PhP 15,000 or USD 580

PRU Life Care Series for Critical Illness

Life Care Advance Plus

  • A cash benefit of 25% of the rider benefit amount paid in advance if the insured is diagnosed with any of the 10 identified early stage critical illnesses. This can be availed up to four (4) times if it is for different early stage conditions

Life Care Plus

  • A cash benefit given if the insured has been diagnosed with or has undergone surgery due to any of the 36 listed critical illnesses

Multiple Life Care Plus

  • A cash benefit given if the insured is diagnosed with or has undergone surgery due to any of the 36 listed critical illnesses. This can be availed up to three (3) times, provided the illnesses fall in separate categories defined by this rider.
PRUShield

Premium is based on the age of insured

PRUWellness

Premium is based on the age of insured

PRU Personal Accident
PRULink Assurance Account Plus

In the event of death of the life insured, the sum of the following is payable:

a. sum assured;
b. value of units in the policy; and
c. 125% of all top-ups less 125% of all withdrawals on the top-up units.

PRU Life Care Series for Critical Illness
PRUShield
PRUWellness
PRU Personal Accident
PRULink Assurance Account Plus
  • Death benefit which is equal to the sum assured plus the fund value
  • Accelerated Total and Permanent Disability - a cash benefit deducted from the base plan and paid in advance in case of sickness or injury that may make the insured unable to work or never be able to work again, or require constant assistance even in basic activities such as moving, bathing, and feeding
  • Accidental Death and Disablement - an additional cash benefit in case the insured meets an accident that resulted to death or disability
PRU Life Care Series for Critical Illness
PRUShield
  • Daily Hospital Income Benefit – a daily cash benefit for each day of hospital confinement due to accident or illness for up to 365 days of continuous confinement for the same injury/illness
  • Death Benefit from the Term Insurance – a benefit that pays a lump sum amount in case of death of the insured
PRUWellness
  • Daily Hospital Income Benefit – a daily cash benefit for each day of hospital confinement due to accident or illness for up to 365 days of continuous confinement for the same injury/illness
  • Long-term Hospitalization Benefit – a daily cash benefit for each day of hospital confinement in excess of 30 days for up to 365 days of continuous confinement for the same injury/illness
  • Dread Disease Benefit (DDB) – a benefit that pays a lump sum amount if the cause of confinement is due to any of the dread diseases covered
  • ICU Benefit - a daily cash benefit for each day of confinement in an ICU for up to 365 days of continuous confinement for the same injury/illness
  • Surgical Expense Reimbursement (SER) - a benefit that reimburses the actual surgical expenses of surgery while under confinement; amount is capped at the benefit amount covered by SER
  • Death Benefit from the Term Insurance – a benefit that pays a lump sum amount in case of death of the insured
PRU Personal Accident
  • Total and Permanent Disability - a cash benefit in case of sickness or injury that may make the insured unable to work or never be able to work again, or require constant assistance even in basic activities such as moving, bathing, and feeding
  • Burial Benefit – a benefit given if the insured dies due to natural death; amount to be given is dependent on the PA package chosen
  • Murder and Assault if the insured dies due to murder, one-half (1/2) of the benefits indicated in the schedule of losses not exceeding PhP 1 million will be paid
  • Renewal Bonus – a benefit that increases the benefit amount of PA by 5% based on the original sum assured for up to maximum of five (5) years

Other products

Savings(640by480)

Medium- to long-term savings

Whether you're trying to start your own business or saving up for that dream vacation, Pru Life UK is here to help you hit your goals so you can live in the now and still be secure in your future.

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Retirement(640by480)

Retirement

After years of working, saving, and striving – it's time to reap the rewards. Let Pru Life UK help you celebrate your golden years.

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Education(640by480)

Education

Let Pru Life UK be your ally in securing your children’s future.

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Others

PRULINK FUNDS-04-04

PRUlink funds

We take pride in offering you superior protection with a selection of funds managed by Eastspring Investments (Singapore) Limited.

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PRUhotline

Contact us

Get in touch with the Men and Women from the PRU.

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